February 9th, 2026
by Pastor Jeff Sullivan
by Pastor Jeff Sullivan

Money is one of those topics we rarely discuss openly. We don't share our salaries with friends or reveal our financial struggles to family members. Yet Jesus wasn't afraid to address money directly, and in Matthew 6:19-24, He provides crucial insights about treasure, generosity, and where we place our trust.
Why We Struggle with Money
Our relationship with money is deeply personal and often shaped by our past experiences. Some grew up during times of scarcity and learned to hoard every resource. Others developed the belief that "just a little more money" would solve all their problems and bring happiness.
The truth is, money often creates more problems than it solves. As we gain more possessions and responsibilities, we discover that financial security doesn't automatically bring peace or satisfaction. The very thing we thought would free us can become a burden that consumes our time, damages our relationships, and leaves us feeling more anxious than before.
What Does Jesus Say About Earthly Treasures?
In Matthew 6:19, Jesus warns against storing up treasures on earth "where moths and rust destroy, and where thieves break in and steal." He's pointing out the temporary nature of material wealth. Everything we accumulate will eventually break down, lose value, or be taken from us.
This doesn't mean money is evil or that we shouldn't work hard. Rather, Jesus is challenging our perspective on what truly matters. When we place our ultimate trust in financial security, we're setting ourselves up for disappointment because no amount of money can provide the lasting peace and purpose our hearts truly seek.
Where Should We Store Our Treasure?
Instead of earthly treasures, Jesus encourages us to "lay up for yourselves treasures in heaven, where neither moth nor rust destroys, and where thieves do not break in and steal" (Matthew 6:20). This isn't about earning our way to heaven through good works, but about investing in things that have eternal value.
The key principle Jesus gives us is this: "For where your treasure is, there your heart will be also" (Matthew 6:21). Our hearts naturally follow our investments. If we're constantly focused on accumulating wealth, our hearts become consumed with financial concerns. But when we invest in God's kingdom and eternal purposes, our hearts align with what truly matters.
What Does It Mean to Have a Healthy Eye?
In verses 22-23, Jesus uses an interesting metaphor about the eye being the lamp of the body. When He speaks of a "healthy" eye, the word can also be translated as "generous" or "open." A healthy perspective is one of generosity rather than stinginess.
When we approach life with generous hearts, that generosity spreads to every area - our relationships, our time, our compassion. But when we become stingy and calculating, always trying to give the minimum required, our entire worldview shrinks and becomes dark.
Think about how you feel when someone is genuinely generous with you versus when they're clearly trying to give as little as possible. Generosity creates light and joy, while stinginess breeds darkness and dissatisfaction.
Why Can't We Serve Both God and Money?
Jesus concludes this passage with a stark declaration: "No one can serve two masters... You cannot serve God and money" (Matthew 6:24). This isn't because money is inherently evil, but because anything that becomes our ultimate source of security and identity will compete with God for our allegiance.
When money becomes our master, we start viewing our relationship with God transactionally. We begin thinking, "If I give this much or serve this way, then God owes me blessing and prosperity." This mindset turns even our religious activities into attempts to manipulate God rather than expressions of genuine love and gratitude.
How Does God's Generosity Change Everything?
The beautiful truth of the gospel is that God led with generosity toward us. John 3:16 begins with "For God so loved the world that he gave..." God didn't wait for us to prove ourselves worthy or calculate whether we'd provide a good return on His investment. While we were still sinners, Christ died for us.
This divine generosity changes everything about how we approach life. When we truly understand that God has already given us everything we need for salvation and purpose, gratitude becomes our natural response. We give not to earn God's favor, but because we've already received it abundantly.
What Does Generous Living Look Like?
Studies consistently show that people who find meaning and purpose in life experience greater satisfaction than those who simply accumulate wealth. This aligns perfectly with Jesus' teaching about storing treasures in heaven.
Generous living means asking different questions: Instead of "How much do I have to give?" we ask "How can I be generous with what God has entrusted to me?" Instead of "What's the minimum required?" we ask "Where is God calling me to invest in His kingdom?"
This doesn't mean being financially irresponsible, but it does mean holding our resources with open hands, ready to use them for God's purposes rather than hoarding them for our own security.
Life Application
This week, examine your relationship with money and possessions. Are you trusting in your financial security more than in God's provision? Are you approaching life with a generous heart or a stingy one?
Consider taking one practical step toward generous living - whether that's increasing your giving, serving in your community, or simply being more generous with your time and attention toward others. Remember, the goal isn't to earn God's favor but to respond to the incredible generosity He's already shown you.
Ask yourself these questions:
Photo by micheile henderson on Unsplash.
Why We Struggle with Money
Our relationship with money is deeply personal and often shaped by our past experiences. Some grew up during times of scarcity and learned to hoard every resource. Others developed the belief that "just a little more money" would solve all their problems and bring happiness.
The truth is, money often creates more problems than it solves. As we gain more possessions and responsibilities, we discover that financial security doesn't automatically bring peace or satisfaction. The very thing we thought would free us can become a burden that consumes our time, damages our relationships, and leaves us feeling more anxious than before.
What Does Jesus Say About Earthly Treasures?
In Matthew 6:19, Jesus warns against storing up treasures on earth "where moths and rust destroy, and where thieves break in and steal." He's pointing out the temporary nature of material wealth. Everything we accumulate will eventually break down, lose value, or be taken from us.
This doesn't mean money is evil or that we shouldn't work hard. Rather, Jesus is challenging our perspective on what truly matters. When we place our ultimate trust in financial security, we're setting ourselves up for disappointment because no amount of money can provide the lasting peace and purpose our hearts truly seek.
Where Should We Store Our Treasure?
Instead of earthly treasures, Jesus encourages us to "lay up for yourselves treasures in heaven, where neither moth nor rust destroys, and where thieves do not break in and steal" (Matthew 6:20). This isn't about earning our way to heaven through good works, but about investing in things that have eternal value.
The key principle Jesus gives us is this: "For where your treasure is, there your heart will be also" (Matthew 6:21). Our hearts naturally follow our investments. If we're constantly focused on accumulating wealth, our hearts become consumed with financial concerns. But when we invest in God's kingdom and eternal purposes, our hearts align with what truly matters.
What Does It Mean to Have a Healthy Eye?
In verses 22-23, Jesus uses an interesting metaphor about the eye being the lamp of the body. When He speaks of a "healthy" eye, the word can also be translated as "generous" or "open." A healthy perspective is one of generosity rather than stinginess.
When we approach life with generous hearts, that generosity spreads to every area - our relationships, our time, our compassion. But when we become stingy and calculating, always trying to give the minimum required, our entire worldview shrinks and becomes dark.
Think about how you feel when someone is genuinely generous with you versus when they're clearly trying to give as little as possible. Generosity creates light and joy, while stinginess breeds darkness and dissatisfaction.
Why Can't We Serve Both God and Money?
Jesus concludes this passage with a stark declaration: "No one can serve two masters... You cannot serve God and money" (Matthew 6:24). This isn't because money is inherently evil, but because anything that becomes our ultimate source of security and identity will compete with God for our allegiance.
When money becomes our master, we start viewing our relationship with God transactionally. We begin thinking, "If I give this much or serve this way, then God owes me blessing and prosperity." This mindset turns even our religious activities into attempts to manipulate God rather than expressions of genuine love and gratitude.
How Does God's Generosity Change Everything?
The beautiful truth of the gospel is that God led with generosity toward us. John 3:16 begins with "For God so loved the world that he gave..." God didn't wait for us to prove ourselves worthy or calculate whether we'd provide a good return on His investment. While we were still sinners, Christ died for us.
This divine generosity changes everything about how we approach life. When we truly understand that God has already given us everything we need for salvation and purpose, gratitude becomes our natural response. We give not to earn God's favor, but because we've already received it abundantly.
What Does Generous Living Look Like?
Studies consistently show that people who find meaning and purpose in life experience greater satisfaction than those who simply accumulate wealth. This aligns perfectly with Jesus' teaching about storing treasures in heaven.
Generous living means asking different questions: Instead of "How much do I have to give?" we ask "How can I be generous with what God has entrusted to me?" Instead of "What's the minimum required?" we ask "Where is God calling me to invest in His kingdom?"
This doesn't mean being financially irresponsible, but it does mean holding our resources with open hands, ready to use them for God's purposes rather than hoarding them for our own security.
Life Application
This week, examine your relationship with money and possessions. Are you trusting in your financial security more than in God's provision? Are you approaching life with a generous heart or a stingy one?
Consider taking one practical step toward generous living - whether that's increasing your giving, serving in your community, or simply being more generous with your time and attention toward others. Remember, the goal isn't to earn God's favor but to respond to the incredible generosity He's already shown you.
Ask yourself these questions:
- What "treasure" am I most tempted to trust in for my security and happiness?
- How can I cultivate a more generous perspective in my daily life?
- In what ways is God calling me to invest in His kingdom rather than just my own comfort?
- How does understanding God's generosity toward me change my motivation for giving and serving?
Photo by micheile henderson on Unsplash.
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